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The Helpful Home Owner Blog The Best Time To Sell Your House Is When Others Aren’t Selling If you’re thinking about selling your Connecticut home or anywhere for that matter, you should know the number of homes for sale right now is low. That’s because, this Spring, there are fewer sellers listing their houses for sale than the norm. Looking back at every April since 2017, the only year when fewer sellers […]
The Helpful Home Buyer Blog The Three Factors Affecting Home Affordability Today There’s been a ton of media focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just mortgage rates – it’s determined by a combination of mortgage rates, home […]
The Helpful Home Owner Blog 2 Reasons You Should Sell Your Connecticut Home Now Wondering if you should sell your Connecticut home this year? As you make your decision, think about what’s motivating you to consider moving. A recent survey from realtor.com asked why homeowners are thinking about selling their houses this year. Here are the top two reasons (see graphic below): Let’s break those reasons down and explore […]
The Helpful Home Owner Blog What Buyer Activity Tells Us About the Housing Market Though the housing market is no longer experiencing the frenzy of a year ago, buyers are showing their interest in purchasing a home. According to U.S. News: “Housing markets have cooled slightly, but demand hasn’t disappeared, and in many places remains strong largely due to the shortage of homes on the market.” That activity can […]
The Helpful Home Owner Blog Equity Gains for Connecticut Homeowners Connecticut homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates. How Equity Has Grown in Recent Years  Because of the […]
The Helpful Home Buyer Blog How to Make Your Dream of Buying a Home in Connecticut a Reality According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable. However, it’s unlikely all 28 million Americans will accomplish that goal in the coming year. Experts project a […]
The Helpful Home Owner Blog What Are Closing Costs and How Much Can You Expect to Pay
The Helpful Home Buyer Blog What You Should Know About Closing Costs in Connecticut Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many Connecticut home buyers are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to […]
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The Helpful Home Buyer Blog Pre-Approval in 2023: What You Need To Know One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how much you may be approved […]
The Helpful Home Owner Blog Do You Want To Sell Your House in Connecticut? Then You Need To Price It Right! Towards the end of last year, the Connecticut housing market slowed down, mainly in response to inflation and higher mortgage rates and in turn that had an direct impact on home prices. If you’re thinking of selling your house this year, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: “. . . […]
The Helpful Home Owner Blog Inflation, Mortgage Rates and What to Expect in the 2023 Housing Market
The Helpful Home Buyer Blog Key Terms To Know When Buying a Home Some Highlights Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process. If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel confident throughout the homebuying process. Let’s connect so […]
The Helpful Home Buyer Blog Avoid the Rental Trap in 2023 If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current […]
The Helpful Home Owner Blog What Are Your Goals in the Housing Market This Year? If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on the economy, the housing market, […]
The Helpful Home Owner Blog What To Expect From the Housing Market in 2023 The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. […]
The Helpful Home Owner Blog Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to go back on the market. The truth is many buyers want to purchase a home for […]
The Helpful Home Owner Blog The Fundamental Difference Between Renting and Owning
The Helpful Home Owner Blog Key Factors Affecting Home Affordability Today Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while it’s true rates have risen dramatically, it’s important to remember they aren’t the only factor in the affordability equation. Here […]
The Helpful Home Owner Blog Why Today’s Housing Market Isn’t Like 2008 With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data […]
The Helpful Home Buyer Blog What Kind of Credit Score Do I Need to Buy a Home?
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